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    +44 (0)203 006 6630

  • Decus Insurance Brokers, 37-39 Lime Street, London, EC3M 7AY

We are able to offer our clients a bespoke Homeowners Policy for your High Net Worth clients. We have the most success with individual properties excess of $500,000 where the standard markets have declined to provide terms, typically due to:

  • Poor prior claims record
  • High Profile Occupancy
  • Catastrophe Exposed locations
  • PC 9/10
  • Caribbean Exposure
  • Excess Flood (including V Zones)
  • Homes held in the name of an LLC
  • Turnaround time
    We aim to respond within 24 hours as our facility is written 100% with the largest writer of High Value Homeowners in the Lloyd’s market and, as such, we have a single access point with them. We also aim to issue full Certificate of Insurance within 7-10 days of binding, but always within a maximum of 30 days of binding.
  • Coverage
  • Offer full coverage, most typically under a standard H03 or H05 plus specific enhancements as required.For general enquiries please contact Glyn Harris (+44 (0) 203 006 6635)